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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Investments

 MONEY MARKET SAVINGS ACCOUNTS*

  • $2,500 minimum balance
  • $10.00 service charge if balance falls below $2,500
  • Earns interest monthly
  • Limited transactions

IRA’S*

  • Roth
  • Traditional

* Interest rate on all variable rate accounts may change after account is opened.

CD’s
  • 91 days
  • 182 days
  • 1 year
  • 2 year
  • 3 year
  • 5 year
  • 18 month add-on*

Simple Interest

Simple Interest

Simple Interest

Simple Interest (compounds annually)

Simple Interest (compounds annually)

Simple Interest (compounds annually)

Semi-annual Interest

* This CD allows you to add to the principal balance on a monthly basis

Substantial penalty for early withdrawal

$500.00 minimum
balance for all CD’s

Please contact us for our current rates.

 
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