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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Fees and Other Services


Wire Transfers: Incoming $25.00 per transfer (for non-customers)
Outgoing $20.00 per transfer
 
Stop Payments: $25.00 per check
$50.00 lost checkbook
 
Overdraft and Return Item Fees: $22.00 per check
$22.00 continuous overdrafts every 9 days
* The fee is imposed for overdrafts created by check, in person withdrawals, or by other electronic means, as applicable.
 
Safe Deposit Boxes: $30.00 per year (3 x 10)
$40.00 per year (5 x 10)
$60.00 per year (10x 10)
* save $5.00 per year when you sign up for automatic payments
$50.00 for lost Safe Deposit Key
$20.00 late fee 

Escrows: $15.00 a month with monthly payments
$75.00 a year with annual payments
Set-up fee will vary with size of escrow
 
Visa® Check Card: $10.00 annual fee
 
MasterCard®Visa®: No annual fee for first year, $10.00 per year after that
15.96% fixed rate APR
 
Money Order’s: $3.00 per check
 
Cashier’s Checks: $10.00 per check
 
Personal Checks: Prices vary with quantity and design
 
Account Research: $40.00 per hour
 
Collections: $25.00
 
   

OTHER SERVICES

Coin Counting and Wrapping

Cash Advances (MasterCard®, Visa®, Discover® and American Express® )

Notary Public

Gift Cards

Night Depository

 

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