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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

CHILDREN’S SAVINGS PROGRAMS


Did you know the average 12 year old receives approximately 50 dollars a week?*

First Security Bank offers two children’s savings programs: Save For America and Moola Moola. These programs teach children the skill of saving, the value of money and how to budget for the future.

HOW IT WORKS

A children’s savings account with First Security Bank is a joint account with the child and a parent/guardian.

Save For America and Moola Moola savings accounts have no minimum deposit requirement as the focus of the programs are on the frequency of deposits, not the size of deposits.

In addition to the features of a regular savings account, our bank employees travel to Malta Elementary School every Friday during the school year. This gives your child an opportunity to make deposits and participate in our savings program with their fellow classmates. For every deposit children make at school they will be entered into a weekly drawing and a national drawing that is held at the end of each school year.

Our program is offered by Save For America, an independent, non-profit organization whose mission is very simple: to have every child in America start a savings account. Save For America is the largest school savings program in the country and approved by the U.S. Department of Education.

Visit a First Security Bank representative to set up a savings account for your child then take advantage of the tools online by enrolling your child at the Save For America Website.

www.schoolsavings.com

Start Saving and Enroll today.

First Security Bank does not control the following sites or their privacy practices and makes no warranty for their contents, products and services.

Montana Kids

United States Mint - H.I.P. Pocket Change

FamilyEducation.com

Other Fun Sites to Visit

 

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