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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

About Us


First Security Bank of Malta is a locally owned full-service independent bank that has been serving the community since April 3, 1972.

We believe in building a complete relationship with our customers in order to meet all of their financial needs. We understand that the only way we can serve our customers’ banking needs is to know and understand our customers. This means that our customers will never be “just a number” or a “face without a name” to us.

The entire team of First Security Bank is committed to providing quality service based on customer needs. We do this in an efficient and caring manner, with the growth and best interests of the community, employees and shareholders in mind. Our Officers, Staff and Board of Directors understand the community we serve because they are an active part of the community.


 

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